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Pittsburgh Workers Compensation Insurance

How We Help

If you’re a small business owner, you might have experienced the frustrations of dealing with PA workers’ comp. We help connect businesses with Pittsburgh workers compensation insurance quotes.

Workers Comp Advice

Pennsylvania workers compensation is complex and can be costly if you don’t know how to buy it. Let our Pittsburgh experts help you get the coverage you need and avoid any PA state fines.

Simplify

If your business qualifies you won’t have to deal with State Workers’ Insurance Fund (SWIF) or clueless insurance agents. Just direct answers to your Pittsburgh workers compensation insurance questions.
Pittsburgh Workers Compensation Insurance

Pittsburgh Workers Comp Information About Philadelphia workers compensation insurance:

Workers’ Compensation is mandatory, employer-financed, no-fault insurance which ensures that employees disabled due to a work-related injury or disease will be compensated for lost wages and provides necessary medical treatment to return them to the workforce. Philadelphia and Pittsburgh have some the largest employee populations. PA Workers Comp Coverage Requirements:

  • Employs at least one non-owner employee
  • Could be injured or develop a work-related disease
  • Injury can take place in or out of Pennsylvania

Failure to Carry Work Comp Insurance What happens if I don't buy workers compensation insurance?

An uninsured employer faces civil and criminal risks for not maintaining continuous Pittsburgh workers compensation insurance coverage. Not only can the employee sue in civil court for work-related injuries or diseases, but the employer may be criminally charged for each day’s failure to maintain continuous Pittsburgh workers compensation insurance coverage.

  • The Bureau of WC investigates employer compliance.
  • There are fines up to $15,000 for not being compliant.
  • There can be imprisonment for non-compliance.
Workers Comp Compliance

Frequently Asked Questions About Pittsburgh Workers Compensation Insurance

Does my Pittsburgh business need workers comp?

Generally, Pittsburgh workers compensation insurance coverage is mandatory for all employers who have one or more employees, whether they’re part-time or full-time, including family members.

How much does workers compensation cost?

Employers are assigned a classification for what type of work they do. The basic premium is based on its class code, the carrier’s rate for the classification and the employer’s annual payroll.

Who pays for workers compensation?

By Pennsylvania law, your business is 100% responsible for providing workers’ comp benefits. You can’t charge workers for benefits provided or for any portion of the Pittsburgh workers compensation insurance premium.

What does Pittsburgh workers compensation cover?

Coverage ensures medical and wage-loss benefits to employees who are injured during the course of their job. Employers who so provide coverage are protected against lawsuits filed by injured workers.

Is it true there could be jail time for non-compliance?

Misdemeanor convictions can result in up to one year in imprisonment, and felony convictions up to seven years imprisonment for each day the employer is in violation of the requirement to maintain workers’ compensation coverage.

Who determines if my business is not compliant?

The Bureau of Workers’ Compensation investigates employer compliance with workers’ compensation laws and may initiate the filing of charges against employers if workers’ compensation coverage is not continuously maintained.

Pittsburgh Workers Compensation Insurance
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Get your Pittsburgh Workers' Comp Insurance Call us at 267 296-1099 or request a quote online now